Welcome to 68 Mount Joy Avenue, a delightful cape style home nestled in the heart of Freeport. This charming residence boasts 4 spacious bedrooms and 2 baths, perfect for comfortable living. The home's inviting layout includes a bright and airy living room with large windows that flood the space with natural light, a dining room area ideal for entertaining, and kitchen with plenty of cabinet space. Upstairs, you'll find 2 generously sized bedrooms with ample closet space, a full bath, and an office/seating area. The partially finished basement adds extra living space, perfect for a family room or recreation area. Step outside to a ample sized backyard, perfect for summer barbecues or relaxing evenings. The detached 2 garage provides extra storage and convenience. Located on a tree-lined street, this home is within distance to local schools, parks, and public transportation. Enjoy the best of both worlds with suburban tranquility and easy access to all the amenities that Freeport has to offer, including its vibrant waterfront, restaurants, and shopping. Don't miss out on this opportunity to own a piece of Freeport's charm. Schedule a viewing today! No flood insurance required
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$660,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $528,000 | $528,000 | $528,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $804 | $804 | $804 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,513 | $3,509 | $4,527 |
Total Monthly Payment | $4,409 | $4,405 | $5,423 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.