Just bring your toothbrush! This fully furnished condo has beautiful water views from all main living areas from this top floor 2 bedroom, 2 bath condo located in the waterfront community of Emerald Pointe in Punta Gorda. This condo is a rare find with all the features of a single-family home but with the added benefit of maintenance free living. The boating enthusiast will appreciate the community boat ramp, Marina, and docks available on a first come, first served basis. Great location with quick and direct access to Charlotte Harbor and then on to the blue waters of the Gulf of Mexico. This condo features a bright and open floor plan with sliders in living area providing awesome view of the water and marina. Tastefully updated and appointed with new flooring and blinds throughout, color accent walls, and crown molding. The kitchen boasts granite counters with tile back splash, rich wood cabinetry, pantry, and stainless appliances. The dining room is accented with wall-to-wall mirror and leads directly to the kitchen for easy entertaining. Master suite has huge walk-in closet and en suite bath with wood cabinetry, granite counter, and spacious glassed shower with custom tile. Guest bedroom has direct access to the updated guest bath providing privacy for you and your family and guests. Step out to your balcony with sweeping view of waterway and spend hours watching the boats go by and enjoying the spectacular water views and wildlife and waterfowl that abound in this area. Other key features include new AC system and impact resistant windows. Emerald Pointe offers resort style living with 3 pools – one heated, tennis and pickle ball courts, fitness center, club house, shuffleboard and bocce courts, under building parking, elevator, community laundry room on each floor, boat and RV storage (first come, first served), full activity schedule with something for everyone, and 24-hour gated/guarded entrance to the community. Plus, basic cable/internet, water, and sewer are included in your condo fee! Proximity to local beaches, dining, shopping, and golf courses makes this property ideal for the Florida lifestyle. Also, easy access to waterfront public parks with bike and walking trails and picnic areas, and boat ramps providing access to many other waterways including the Peace and Myakka Rivers and the Gulf of Mexico. Quick drive to historic downtown Punta Gorda and popular Fishermen's Village with quaint shops and cafes. Perfect location – quiet waterfront community yet all conveniences and amenities nearby. And quick and easy access to Interstate 75 with Fort Myers and Naples to the south and Sarasota and Tampa to the North. So, don’t miss your opportunity to enjoy resort style living in your own little piece of waterfront paradise!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,200 | $191,200 | $191,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $61 | $61 | $61 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,272 | $1,271 | $1,639 |
Total Monthly Payment | $1,408 | $1,407 | $1,775 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.