Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Hidden gem just blocks from the lakefront and historic downtown of St. Cloud, this open concept 2, 100 heated sq. ft, 3 bed, 2 bath home has an additional 400 sq feet of air-conditioned flex space waiting for you! Enjoy the peace and very limited traffic this tucked away . 69 acre, no HOA, lot provides. This custom home has a freshly painted exterior and is perfect for entertaining friends both inside and out. The property has mature trees and multiple pavered parking for vehicles, boat or trailers and plenty of fenced yard for children and pets to play safely. With vaulted ceilings and a large combined living, dining and kitchen space, this home feels spacious and inviting. This extremely well maintained home has numerous upgrades like shiplap, brick, granite, and ceiling-high tile backsplash. The split bedroom plan has nice size rooms and a bonus space for an office or playroom. The garage is air conditioned and screened with cabinets, a wet bar, custom wood paneled wall and wood look tile floors for use as a family room, man cave or additional bedroom. The back yard is ready for your parties or to simply enjoy yourself with a retractable shade pergola, an above ground pool and a lighted/powered shed to store all your tools and equipment. This rare find won't last long! Call today to schedule your showing. (Some Garage photos have been edited to show this air conditioned space without the boxes and with cabinet images similar to the actual ones there. )
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,600 | $351,600 | $351,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $483 | $483 | $483 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,136 | $2,136 | $2,779 |
Total Monthly Payment | $2,694 | $2,694 | $3,337 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.