109 Union Street, Montgomery, NY, 12549 | $797,500

No detail has been overlooked in one of the most admired homes in the village of Montgomery. Do not let the age fool you - a full renovation was completed in 2018 with quality as the benchmark and features and upgrades impossible to replicate in new construction. Sitting regally on a large corner lot where extensive landscaping and bluestone walkway welcome you and lead you to a covered wrap-around porch as the perfect spot to enjoy the many village parades and events. Thoughtful remodel was inspired by a love for entertaining with nearly 3300 square feet of living space and plenty of room for guests and extended family. Original features like wide plank hardwood floors, decorative medallions and plaster crown molding blend beautifully with 10 foot ceilings and a light filled, immaculate interior. Elegant is the only way to describe the formal spaces - each with a marble faced fireplace as a focal point and accented with custom millwork. No expense was spared in the modern farmhouse kitchen boasting top of the line stainless steel appliances, quartzite countertops, marble backsplash, center island and an original dumbwaiter cleverly converted into storage. An abundance of high-end cabinetry flows seamlessly from the open kitchen into the most luxurious laundry room you have ever seen. This thoughtful design even offers an "office space" for multitasking! Mudroom with cozy bench opens into kitchen and the powder room is conveniently situated on the main floor. Favorite feature is the custom built screened-in porch running the entire width of the home with authentic brick wall and oversized french doors. This stunning space leads to a huge stamped concrete patio with firepit and into a fully fenced backyard where you will find nearly half an acre for plenty of room to roam. Not one but two primary suites including a first floor romantic retreat with brand new spa-like full bath with marble slab shower and double vanity. Upstairs you will find the second suite complete with private bath with jacuzzi tub plus two more huge bedrooms, the home's third full bath and a flex space ideal for guests, home office or bonus room. Natural gas heat, municipal water, sewer and sanitation in a prime location to stroll to quaint shops, restaurants, year round events and all that this historic village has to offer.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: In Unit
  • Style: Colonial
  • Year Built: 1867
  • Heating: Natural Gas, Forced Air
  • Cooling: Central Air
  • Basement: Partial
  • Approx Sq. Feet: 3,296
  • Acreage: 0.43
  • Est. Taxes: $13,300
  • Lot Desc: Corner Lot, Level
  • Elem. School: Montgomery Elementary School
  • Middle School: Valley Central Middle School
  • High School: Valley Central High School
  • School District: Valley Central
  • Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Stainless Steel Appliance(s)
  • MLS#: H6319196
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/H6319196/109unionstreet_montgomery_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Howard Hanna Rand Realty   Phone: 845-9289691

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

109 Union Street, Montgomery, NY, 12549

$797,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $638,000 $638,000 $638,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 5.990% 4.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.398% 6.161% 5.152%
Monthly Tax Payment $1,108 $1,108 $1,108
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,877 $3,821 $5,004
Total Monthly Payment $5,077 $5,021 $6,204

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.