Welcome to 19 Reisman Trail in the charming town of Haddam, CT! This home is a hidden gem waiting for the right owner to unlock its full potential Step inside this single-level abode boasting 3 bedrooms, 1 bathroom, and 1, 334 square feet of living space on a generous and verdant 1-acre lot. The property provides a mix of classic features and modern amenities, perfect for those with a vision for customization. The home has "good bones, " as they say, with wood plank floors in the living room, dining room, and hallway, adding a touch of warmth and character. The kitchen features granite tile floors, and the bathroom is tiled for easy maintenance and beauty. Access to the rear deck from the kitchen makes it convenient to host BBQ and outside fun with those you want to share your time and space with. This residence has baseboard heating to keep you cozy during the cooler months. A dishwasher, refrigerator, and stove will convey with the property. The home includes a basement, ample storage space for your belongings, and a garage for your vehicles, so they are warm and dry all year. This home is located in a neighborhood where pride of ownership shines through in each home. This home provides an excellent opportunity to create your dream living space with cosmetic TLC and updates. Embrace the chance to put your personal touch on this home and turn it into a reflection of your unique style.
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Main |
Kitchen | Main |
Living Room | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $369 | $369 | $369 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,458 | $1,458 | $1,897 |
Total Monthly Payment | $1,902 | $1,902 | $2,341 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.