This condo and association is in compliance with the new condominium inspection and reserves laws. Welcome to this Quiet and Convenient 2-bedroom, 1-bathroom condo located in the quieter area at the rear of the community. Roomy living /dining room, large bedrooms. This unit includes a Florida room with separate A/C unit and one carport space. Upgrades include new countertops, cooktop and backsplash. The roof was replaced in 2019 and the building’s water heater was replaced in 2020. The low monthly HOA fee of $495 covers: basic cable TV, internet, gas (for cooking and heating), water, sewer, trash, pest control, management, security, recreational facilities, and maintenance of the exterior, grounds, and pool. Community amenities include heated swimming pool, a Recreation Center with meeting room, and various activities such as shuffleboard, cornhole, card games and much more. Located on a bus line and easy access to shopping, restaurants, and other amenities such as airports, interstate highways, and downtown St. Petersburg. This community is exclusively for individuals aged 55 and older and does not allow leasing or pets. Shops and restaurants in walking distance. Easy access to Tampa, Clearwater or Downtown St. Pete. is only 15 minutes by car. Sawgrass Lake Park is 1. 3 miles away. Offering 400 acres and one of the largest maple swamps on the Gulf Coast, perfect for viewing a variety of wildlife and migrating birds. Madeira Beach is less than 11 miles. Assigned carport space, just steps away from the laundry, storage, and the mailbox.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $95,920 | $95,920 | $95,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $59 | $59 | $59 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $654 | $638 | $822 |
Total Monthly Payment | $788 | $772 | $956 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.