Welcome to 46 Cold Spring Dr, nestled in the serene community of Sound Beach, This Beautiful home, built in 1998 and enhanced and built onto in 2005, offers an inviting blend of comfort and style that is sure to captivate a wide array of potential homeowners. This property boasts three spacious bedrooms, each providing ample room for relaxation and personal creativity. The primary bedroom is a haven of tranquility, featuring an office/nursery, a walk-in closet and an expansive bathroom with a separate tub and shower. Adding to its charm is a second-story balcony, where you can enjoy picturesque water views of the Long Island Sound and Connecticut skyline. This one of a kind home is set in a private beach community with its own private beach and beach club. The kitchen is a focal point of this home, showcasing custom design and Brazilian Cherry floors that add a touch of elegance. It's a space that invites you to create, entertain, and enjoy. The kitchen also has a door leading to a charming deck. The formal dining room lets plenty of natural sunlight in with its extra long windows. The finished basement provides a versatile space that can be tailored to your needs, including an office space and recreation area. The basement also includes a laundry area and plenty of storage space, offering practical solutions for your everyday living. The basement even has secret closet through a closet for even more storage. The exterior of this home is just as impressive as the interior. The roof, vinyl siding, and windows were updated in 2016, ensuring the property's longevity. A 1. 5 car garage provides additional storage and parking convenience. Step into the backyard and find yourself in a private oasis. A deck and a new patio provide the perfect setting for outdoor entertaining or simply unwinding after a long day. The meticulously maintained landscaping adds to the overall appeal of the home, while the stunning water views create a peaceful, retreat-like atmosphere. Located in the heart of Sound Beach, this home offers easy access to local amenities. It's a vibrant community that welcomes everyone, making it a perfect place to call home. This special home is more than just a house; it's a lifestyle. It's a place where you can enjoy the beauty of nature, the comfort of a well-designed home, and the warmth of a welcoming community. This is a place you can truly call home.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,992 | $639,992 | $639,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,174 | $1,174 | $1,174 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,258 | $4,254 | $5,397 |
Total Monthly Payment | $5,524 | $5,520 | $6,663 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.