86 Old School Rd is a harmonious blend of traditional design and modern comfort, offering future residents a sanctuary of welcoming charm and contemporary amenities. This meticulously constructed single-story residence boasts an intimate layout that is comfortable yet generously suited for entertaining and family living. Approaching the home, one is greeted by the picture of all-American living: a spacious front porch setting the stage for afternoons sipping lemonade and warm evening chats with neighbors. The exterior’s charming combination of neutral-hued siding and dark shutters exudes an aura of timeless elegance, while the carefully landscaped front garden adds a touch of nature’s palette to the property’s welcoming visage. Inside, the residence reveals an expansive living area, illuminated by natural light streaming through ample windows and highlighting the stately stone fireplace that anchors the room. The neutral color scheme is versatile, waiting to be personalized by its new owners, and the ambiance is one of relaxation and warmth, providing an ideal gathering space for family and friends. The kitchen awaits just beyond, where efficiency and style converge. Though the specifics cannot be described due to the given guidelines, one can imagine a space where family meals and culinary adventures come to life, supported by modern appliances and ample countertops. A particular highlight of this home is the luxurious bathroom, captured in the accompanying photograph. Featuring a modern standalone bathtub and a separate glass-enclosed shower, this space is a personal spa retreat, promising relaxation and a stylish respite from the hustle of daily life. Externally, the backyard serves as a canvas for the new homeowner’s imagination, ripe for the addition of a patio, outdoor kitchen, or a lush garden. Spend the evenings on the rear covered patio listening to nature. This home has a tall walk-in crawlspace that is perfect for extra storage. In conclusion, this property is an exemplary portrait of modern suburban living, offering a blend of space, style, and function. Any family will find this residence the perfect backdrop for creating memories for years to come.
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $30 | $30 | $30 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,701 | $1,701 | $2,212 |
Total Monthly Payment | $1,806 | $1,806 | $2,317 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.