Welcome to Hillcrest Resident Owned Community in Colchester, one of Chittenden County's most popular Mobile Home Parks, where the happy residents own the park! On arrival, buyers will appreciate how well cared for the homes are in this small welcoming neighborhood, the home itself gives the feeling of a warm cozy cottage, due to its large side addition, patio & spacious yard. This stunning 2 Bedroom 2 bathroom is sure to attract all intending buyers, boasting over 1, 000 SQFT of (fully upgraded & renovated) living space. The current owner did so many upgrades (too many to list here, so ask for the separate list!) including building an enclosed porch, and installing a heat pump for that all important AC, to name but a few. This immaculate home has the added benefit of some quality furniture being included. Outside, enjoy the spacious yard by relaxing on the patio, or trying some gardening, where you'll find a large garden shed (helpful items left inside for you!), additional storage area attached to the house, as well as car parking for 2 cars. The location is hard to beat- tucked away from all the hustle & bustle, yet moments away from all that Colchester has to offer. We are inviting buyers who plan to owner occupy only. Purchaser must pass the park approval process. Monthly fees $519 includes co-op fee, trash, snow removal from roads, water & sewer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$139,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $111,200 | $111,200 | $111,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $104 | $104 | $104 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $676 | $676 | $879 |
Total Monthly Payment | $855 | $855 | $1,058 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.