Under contract-accepting backup offers. Price Reposition 8/19/24~Welcome to your stunning home in the wonderful community of Traditions at Lake Ruby! This charming single-family residence has been meticulously updated and offers a perfect blend of modern comfort and resort-style living. As you step inside, you'll immediately notice the attention to detail that sets this home apart. Fresh interior paint throughout, new stainless appliances, and new carpet create a bright and inviting atmosphere, while all-new light and fan fixtures add a touch of elegance to every room. The brand-new roof ensures peace of mind for years to come, making this home truly move-in ready. The open-concept layout is perfect for entertaining, with a spacious living area flowing seamlessly into the spacious kitchen. Whip up delicious meals with ease, then gather with friends and family in the dining area or step outside to the expansive lanai for al fresco dining and relaxation. The primary suite is a true retreat, featuring a walk-in closet and luxurious glass shower doors in the ensuite bathroom. An additional bedroom and bathroom provide ample space for guests or a home office, ensuring everyone has their own private oasis. Outside, the fenced backyard offers privacy and tranquility, perfect for enjoying the Florida sunshine or hosting outdoor gatherings. And with a large attached two-car garage, you'll have plenty of space for parking and storage. The real gem of this community is the incredible amenities it offers. The beautiful clubhouse overlooks the lake and features a massive pool where you can cool off on hot summer days. Enjoy friendly competition on the pickleball courts, shuffleboard, cornhole, or bocce ball courts, or head out on the water from one of the four large community boat slips or private boat ramp. With golf carts welcome throughout the community, you'll have easy access to all these amenities and more. Don't miss your chance to own this slice of paradise in Traditions at Lake Ruby. Schedule your showing today and start living the Florida lifestyle you've always dreamed of! Traditions at Lake Ruby is primarily a 55+ community; although, bylaws allow up to 20% of the community to be under 55 years of age. As of this listing, that 20% quota has not been exhausted, allowing persons under the age of 55 at this time. Anybody living full time in the community must be 18+. Dock Rental is 600. 00 for the year.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $195,600 | $195,600 | $195,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $78 | $78 | $78 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,301 | $1,300 | $1,677 |
Total Monthly Payment | $1,454 | $1,453 | $1,830 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.