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117 Ross Avenue, Coventry, CT, 06238 | $279,000
***HIGHEST & BEST OFFERS DUE BY NOON ON TUESDAY, SEPT. 3*** Have you ever wanted a lake house, but thought you couldn't afford one? This could be your golden opportunity to start living the lake life in this COVENTRY LAKE HOUSE! This super cute 2 Bedroom, year-round home is connected to the public sewer system, has nearly 0. 6 acres of level land, a shed and the best part is that this home is part of the Gerald Park Association, giving you access to Coventry Lake, the Private Association Beach and Association property. The interior was recently updated with new flooring, interior paint and furnishings, as this home was used as a short-term rental. The living room, dining area and enclosed front porch are all open to one another. The kitchen is open to the living room. You're going to love the cozy feel of this home that is loaded with character! You might be able to convert the dining area into a small bedroom, since there are other spaces that could be used for dining. The full bath is located on the main level, along with the washer and dryer. There are 2 bedrooms on the upper level. Each has VERY BIG CLOSETS. The main floor is heated with baseboard oil heat and the 2 bedrooms on the upper level have electric baseboard heat. The rear deck is accessible from the kitchen and is the perfect space for outdoor entertaining - and don't forget about the firepit too! Yes, this would be an ideal home for someone who is looking for an income generating property. The Lake Association Dues include a special assessment in 2024 because the Association had to do some work before turning the roads over to the town. The Association dues in 2023 were $143. 00 in 2024, the dues were $425. 00 (because of special assessment).
Features
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Laundry: Main Level
- Style: Cape Cod
- Year Built: 1954
- Garage: None,Driveway
- Heating: Hot Water
- Cooling: Window Unit
- Basement: Full,Unfinished,Full With Hatchway
- Above Grade Approx. Sq. Feet: 1,002
- Acreage: 0.57
- Est. Taxes: $3,118
- HOA Fee: $425 Annually
- Lot Desc: Level Lot
- Elem. School: Coventry Grammar
- Middle School: Robertson
- High School: Coventry
- Appliances: Oven/Range,Refrigerator
- MLS#: 24040585
- Days on Market: 9 days
- Website: https://www.raveis.com
/prop/24040585/117rossavenue_coventry_ct?source=qrflyer
Listing courtesy of ERA Blanchard & Rossetto
Room Information
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Dining Room | Main |
| Full Bath | Main |
| Kitchen | Main |
| Living Room | Main |
| Primary Bedroom | Upper |
| Sun Room | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
117 Ross Avenue, Coventry, CT, 06238
$279,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $223,200 | $223,200 | $223,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
| Monthly Tax Payment | $260 | $260 | $260 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,356 | $1,356 | $1,764 |
| Total Monthly Payment | $1,691 | $1,691 | $2,099 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524