Located on Chase Island, Lake Winnipesaukee, this classic close-to-the-shore cottage will remind you of "On Golden Pond", where charm and character exude throughout. The screened porch and large windows will beckon you to stop and take in the view. The dining and living area offer a perfect setting for enjoying the tranquility of island life with family and friends. A wood stove will take off the chill on a cool night or create ambiance on a rainy day. There is a bedroom and sleeping nook, a three-quarter bath, and a galley kitchen. Attached to the back of the cottage is a tool shed and a work shop. Steps away is a very comfortable 12 x 17 bunkhouse with knotty pine throughout and exposed beams. The 100' of waterfront consists of a 6' x 32' dock, clear swim-water, and expansive lake and mountain views. A prime west-southwest exposure offers all-afternoon sun. This property offers rare, second-to-none lakeside dining – literally at the water’s edge. As dusk sets in, finish your meal watching breathtaking sunsets, followed by s’mores at the firepit. Star gazing from the hammock and loon serenades peacefully close the day. The owners have meticulously maintained this property with love over many happy years, which shows both inside and out. Abutting property MLS #5010278 is available for additional purchase.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $224 | $224 | $224 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,859 | $3,855 | $4,891 |
Total Monthly Payment | $4,175 | $4,171 | $5,207 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.