Welcome to the Ideal 55+ Community in Northeast St. Pete! This Covington Court Monticello is very well priced and lowest HOA fees in town! The 2/1/1 end-unit offers privacy and upgrades including Impact Windows, New Luxury Vinyl Floors, New Carpet and newer AC. The layout feels open & spacious with Living & Dining Areas easily flowing to the kitchen and throughout. There's a Sunny Sitting Room Overlooking the pool area added living space. The open view out the front window offers privacy without a view of the exterior walkway and passersby. There's a larger storage closet in the sunroom and an additional storage locker. The Primary Bedroom has a roomy walk-in closet with shelving, a private ½ bath, and sliding glass doors leading out to the sunroom. The Laundry Room, elevator, and storage lockers are just down the hall. The Central NE St. Pete location can’t be beat! Bike/Walking Path across the street, Downtown and the Famous Pier, Shopping and Local eateries are walkable & minutes away. You can also take advantage of a workout or swim at the recently completed State-of-the-Art YMCA, a walkable couple blocks away. Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$135,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $108,000 | $108,000 | $108,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $17 | $17 | $17 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $737 | $692 | $897 |
Total Monthly Payment | $829 | $784 | $989 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.