Under contract-accepting backup offers. Public Remarks: 3 Bedroom 2 Bath 2 Car Garage. UPDATES: New Roof 2023, New Kitchen 2023, Both Bathrooms Newer with 2023 updates, Newer Carpet in bedrooms and in sunken living room. Newer Paint inside and out. New 2023 Kitchen, Tile Den/Family Room and separate Dining area. Family Room dubs as second living room, Garage screen sliders along with Custom Epoxy Floor makes garage an incredible workspace. HAS NOT FLOODED (Flood Zone X) Close proximity to Spruce creek elementary and Spruce Creek High School. Easy Access to US-1 and or I 95 as well as all local amenities. Eight minutes from front to to feet in the sand at the Sun Glow Pier. 5 mins from BJ's, Walmart, Home Depot, Lowes, Publix, Winn Dixie and Dunlawton Ave. Owner is Licensed Broker REALTOR
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $190 | $190 | $190 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,580 | $1,580 | $2,055 |
Total Monthly Payment | $1,845 | $1,845 | $2,320 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.