Impressive Villa with 3 Bedrooms, 2 Bathrooms, attached 2 Car Garage- located in the desirable deed restricted community of VILLAS OF BURNT STORE ISLES. This spacious villa offers an open and split bedroom floor plan with Great Room, well equipped Kitchen and Inside Laundry Room. The Great Room features soaring ceilings, plant shelves and sliding glass doors to the screened lanai. The Kitchen offers a pass thru to the Great Room, dining area, great cabinet and counter space, pantry closet, French door refrigerator, microwave, oven/range, double sink, disposal, dishwasher. The Inside Laundry has a washer, dryer and cabinets. A laundry tub and shelves for storage are in the garage. Center closing pocket doors lead to the third bedroom with tile floor and California closet system. Could easily be used as a Den or Office. The Master Bedroom suite has a walk in closet and private bathroom with walk in shower and dual sinks. There is a generous sized guest bedroom with tile floor, plant shelves and double closet. The guest bathroom has a tub/shower combination. Your living space extends to the screened lanai with covered area and open deck for sunbathing. There is a Storm Catcher screen to protect the covered area. Other features include: rain gutters, hurricane shutters, arched doorways, transom window over the front door, Foyer with diagonal lay tile, paver driveway and walkway. Villas of Burnt Store Isles has a large clubhouse with Kitchen and heated inground Pool and separate heated Spa. This villa is just minutes to Twin Isles Golf Club and 5 minutes to historic downtown Punta Gorda shopping, dining, medical care, waterfront parks, fishing piers, boat ramps, walking and biking paths, art galleries, events, weekend farmers markets, Fishermen's Village and more. This is a lovely villa in a great community!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,200 | $207,200 | $207,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $345 | $345 | $345 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,310 | $1,308 | $1,692 |
Total Monthly Payment | $1,730 | $1,728 | $2,112 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.