Welcome to this quaint and charming colonial, exuding timeless appeal, beautifully framed by a classic stone wall and enhanced with specimen plantings that create an inviting first impression. Step inside to discover a spacious living room featuring a cozy fireplace, perfect for gatherings and relaxation. The formal dining room, complete with a built-in corner hutch, adds a touch of elegance and character, ideal for hosting dinners. The bright white kitchen boasts stainless steel appliances, eat-in space, and ample storage. An updated powder room with beadboard accents adds to the home's charm on the main level. Upstairs, you'll find a large primary bedroom with hardwood floors, accompanied by two additional bedrooms, each offering the same classic hardwood flooring. The updated full bath ensures comfort and style. The lower level expands the living space with two generously-sized finished rooms, offering flexibility for a home office, gym, or entertainment area. Outside, enjoy the large yard complete with a shed, providing ample storage for outdoor tools and toys. The 2-car garage offers convenience and additional storage space. This home is equipped with a newer Buderus furnace. Don't miss the opportunity to own this charming colonial, blending classic style with modern updates in a serene setting.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Upper | |
Dining Room | Built-In Hutch,Hardwood Floor | Main |
Living Room | Fireplace,Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $617 | $617 | $617 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,048 | $2,657 |
Total Monthly Payment | $2,874 | $2,740 | $3,349 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.