709 Hemlock STREET, Saint Cloud, FL, 34769 | $415,000

Under contract-accepting backup offers. Welcome to this beautifully maintained 4-bedroom, 2-bathroom home in the heart of St. Cloud, FL. This residence offers the perfect blend of comfort, style, and functionality, making it an ideal place to call home.
As you step inside, you'll immediately notice the elegance of plantation shutters adorning every window, adding both charm and privacy to the space. The open and inviting layout leads you to the master bedroom, a true retreat featuring a spacious walk-in closet and an ensuite bath equipped with a luxurious Roman-style tub – perfect for unwinding after a long day.
The kitchen and living areas flow seamlessly, creating a perfect setting for entertaining friends and family. Step outside to your own private oasis – a stunning in-ground HEATED pool that has been meticulously resurfaced just three years ago. The expansive screened-in patio, completely redone five years ago, provides ample space for outdoor dining, relaxation, and hosting gatherings, all while enjoying the Florida sunshine in comfort.
The large backyard is a dream for both kids and pets, enclosed partly by a pristine white vinyl fence that was installed just one year ago. The . 34-acre lot offers plenty of room to enjoy the outdoors, whether it’s gardening, playing, or simply relaxing in your serene space.
Additional features include a convenient side-load garage and a large driveway that provides plenty of parking space for family and guests. This home truly offers it all, combining modern updates with timeless appeal.
Located in a friendly neighborhood in St. Cloud, this is more than just a house – it’s a place where memories are made. Don’t miss the opportunity to make this stunning property your forever home!

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 1972
  • Garage: 2-car Garage Door Opener, Garage Faces Side
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,844
  • Acreage: 0.34
  • Est. Taxes: $1,306
  • Elem. School: Neptune Elementary
  • Middle School: St. Cloud Middle (6-8)
  • High School: St. Cloud High School
  • Pool: Heated, In Ground
  • Appliances: Dishwasher, Range, Range Hood, Refrigerator
  • MLS#: G5085684
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/G5085684/709hemlockstreet_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/18/2024 11:56:50 PM)
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC   Phone: 407-469-0090

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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709 Hemlock STREET, Saint Cloud, FL, 34769

$415,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $332,000 $332,000 $332,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 5.990% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.470% 6.161% 5.248%
Monthly Tax Payment $109 $109 $109
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,017 $1,988 $2,624
Total Monthly Payment $2,201 $2,172 $2,808

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.