Easy to show this lovely Lake St Charles split bedroom home with engineered hardwood floors, gorgeous landscaping and a water view. Zone X (not a flood zone), this home boasts over $57, 000 in replacements and upgrades in recent years, including new A/C and air handler, Culligan whole-house (interior only) water softener, new garage door opener, spring and sprinkler system, all in 2023; exterior paint 2022, new hurricane impact sliding glass door and bedroom windows in 2021, new roof in 2020, new fence 2018 and appliances in 2017. Washer/Dryer possibly stays. Beautiful curb appeal and fully fenced back yard show off the new landscaping completed this year. From the double entry beveled glass front doors and transom to the 24’ long back screened lanai with a pond view, you'll love everything about this home: Volume ceilings, pleasing architectural lines for pot shelves and decorating; TV wall mounts stay, as well as the shelving unit below the living room TV. Enjoy the plantation shutters, inside laundry, large master bedroom with 2 closets, spacious ensuite bath with garden tub and separate shower plus a private water closet and linen closet. Dining room with great lighting (currently used as an office), plus kitchen bar and breakfast area overlooking back yard. The kitchen range and hot water heater are natural gas. Pleasing architectural lines for pot shelves or decorating, volume ceilings. Buyers to satisfy themselves with room sizes as some approximate measurements include walkways. The community of Lake St. Charles (LSC) has a 70-acre lake, 2 miles of paved nature paths with 10 exercise stations & benches along the way. The Clubhouse’s huge lap pool, heated spa and covered baby pool overlook the lake and the large bathrooms/dressing areas were remodeled in 2019. Enjoy 15 acres of outdoor park facilities, soccer/baseball fields, 2 basketball courts, 3 tennis courts with pickleball, a dog park, pet watering stations, canoe launch and fishing docks, 2 playgrounds, gazebo, picnic tables & grills. We have the most AMAZING waterfront park w/an all-new fenced playground 2021, including a 20' tall climbing structure (climb up and ring the bell!), big kids and little tykes play sets, Merry Go Round, new park bathrooms, benches and a ’75 zip line. The HOA is only $120/YEAR for this fabulously maintained neighborhood! Buyers to please verify all pet and rental restrictions, and room sizes as some rooms have angled walls and some measurements include walkways. There are only 2 short stop lights to the entrance of I-75 & Selmon Expressway for a short travel to MacDill AFB, downtown Tampa’s Amalie Arena and convention center, Tampa International Airport & shopping. Once you get on the Selmon, you can go non-stop to St. Petersburg! Don't miss this great home in fantastic Lake St. Charles; come see it today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,920 | $303,920 | $303,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $392 | $392 | $392 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,896 | $1,847 | $2,402 |
Total Monthly Payment | $2,363 | $2,314 | $2,869 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.