Bonus! Seller offering $3, 000 towards buyer closing costs or rate buy down for a full priced offer! Only one year old, This beautiful 4 bed 2 bath home is ready for it's new owners! With upgraded features like wood cabinetry, granite counters, tile flooring throughout and custom finishes in the bathrooms, this home is sure to impress! The open floorplan makes staying connected effortless. You'll enjoy ample space to cook and prepare food while entertaining in your eat-in kitchen that offers an island with seating and stainless steel appliances. The primary bedroom boasts walk-in closet and an En-suite with walk in shower. The 3 guest rooms share a well appointed guest bath that offers a tub/shower combo. Step outside into your spacious back yard where you'll find a fire pit and landscaping around the perimeter. Fruit trees for your future enjoyment include banana, fig, cherry and Olive. The front porch and driveway have been beautifully finished and sealed.
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Our Executive Mortgage Banker:
Our Insurance Division:
$279,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,920 | $223,920 | $223,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $59 | $59 | $59 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,490 | $1,488 | $1,920 |
Total Monthly Payment | $1,624 | $1,622 | $2,054 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.