This home is perfectly prepared to keep you warm and cozy during cool fall evenings and winter snowstorms! Park your car in the oversized garage and light a fire in the gorgeous Soapstone Woodstove (professionally installed in 2010) Seller will include approximately 2 cords of Kiln dried firewood with sale. Power out? Bring your portable generator, a transfer switch is already installed for your convenience. Bake warm chocolate chip cookies in your brand-new stainless-steel range with matching fridge and DW in the cherry and marble kitchen. This home features hardwood flooring, and fresh interior paint. Large primary suite (built 2003) with vaulted ceilings has double doors that open onto the back deck, Natural Maple floors, private bath with 5-foot-wide walk-in shower and WOWWIE Dream Walk-In Closet. One floor living includes additional two bedrooms with brand new carpet and a full bath. Plenty of space for everyone to spread out: Family room (16 x 16), Livingroom (12 x 18), covered porch (12 x 10). Amazing storage space! The huge unfinished basement has high ceilings and walks straight out to the back yard. Lots of expansion possibilities (with town approval) add finished space in the lower level, or build a home gym, playroom or man cave in the 24 x 24 walk up room over the garage. Home designed for easy mobility and has a wheelchair elevator in the garage (see disclosures). New Boiler in Sept 2016. Nothing to do but move in!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $558 | $558 | $558 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,001 | $2,924 | $3,742 |
Total Monthly Payment | $3,651 | $3,574 | $4,392 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.