**Charming City Retreat in Rutland, Vermont** Welcome to your perfect urban oasis in Rutland! This meticulously maintained home strikes the ideal balance between comfort and convenience, offering a serene setting within the heart of the city. With its well-designed layout and thoughtful updates, this residence promises a blend of modern living and classic charm. As you step inside, you'll immediately appreciate the inviting atmosphere created by the open, airy floor plan and abundant natural light. The spacious living area is perfect for both relaxation and entertaining, featuring elegant finishes and a cozy ambiance. The adjacent dining space and well-appointed kitchen make meal preparation a joy, with plenty of storage and sleek appliances to meet all your culinary needs. Outside, the property continues to impress with a beautiful flat yard that provides a tranquil escape without sacrificing proximity to city amenities. Enjoy morning coffee on the deck, host summer barbecues, or simply unwind in the lush green space. Situated in a quiet neighborhood, this home combines the best of both worlds: the peaceful ambiance of a suburban setting with the convenience of city living. You’ll find local shops, dining options, and parks just a short drive away, making it easy to enjoy all that Rutland has to offer. Don’t miss your opportunity to own this exceptional home—schedule your visit today and experience the perfect blend of comfort, style, and location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$310,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $420 | $420 | $420 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,507 | $1,485 | $1,960 |
Total Monthly Payment | $2,002 | $1,980 | $2,455 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.