Discover this meticulously maintained bi-level home in the highly desirable Surrey Meadows neighborhood of Chester, NY! Step into an open foyer with gleaming hardwood floors that flow throughout the main level. Enjoy the seamless flow of the open concept living room, enhanced by recessed lighting and newly renovated kitchen with sleek stainless-steel appliances. This space is perfect for both casual family time and elegant gatherings. The main level also includes three bedrooms and an updated full bathroom. The lower level boasts a huge family room, bedroom, bathroom, a laundry area, and convenient access to the garage. Step outside to enjoy your stoned patio with walkway to oversized covered deck and beautiful above-ground pool ideal for summer gatherings and relaxation. The large front and back yards offer endless possibilities for outdoor activities and landscaping. Situated less than two miles from Route 17, this home offers a perfect commuter location with easy access to bus and train services for NYC. It's also close to local dining, shopping centers, and the popular LEGOLAND New York Resort. Don't miss out on this rare opportunity to own a stunning home in an exceptional location with low taxes.
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $805 | $805 | $805 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,309 | $2,309 | $3,003 |
Total Monthly Payment | $3,189 | $3,189 | $3,883 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.