18550 Lake Emma DRIVE, Groveland, FL, 34736 | $579,900

** LAKE ACCESS ** ASSUMABLE LOW INTEREST RATE MORTGAGE ** NO HOA ** Looking for the perfect place to live life on your own terms? Look no further: No HOA! Private neighborhood Boat Dock! Almost an acre of land - where you can park your boat and RV, and no-one will give you a hard time about it! This lovely, well-maintained 3 bed, 2 bath, 2 car garage, 2122 sq. ft. home offers all of this in a quiet setting, and at the same time is convenient to town when you need to be. Upon entering, you will enjoy an Open Floor Plan, with an oversized Family Room / Dining Room combo, a wood burning fireplace and vaulted ceilings: providing a great place to gather plenty of family and friends for the upcoming holidays! The kitchen has a bar that also opens to the Family Room, also open to the family room, creating great flow, so that everyone is connected and can visit easily. The kitchen offers stainless steel appliances, has a built-in over, and cooktop, and lovely French Doors that take you to your huge back patio, currently screened in, (but windows for closing it in are on-site. ) Split Bedroom plan, with Oversized Primary Bedroom on one side with en-suite bathroom with separate tub and shower, and two more bedrooms on the other side with the second bath in between. Inside Laundry Room conveniently located in the large primary bedroom closet. Established, friendly, smaller neighborhood, where neighbors actually get to know one another, and are there when you need them. The hard-wired security system comes with the house, featuring 16 exterior view cameras that you can monitor from inside (see photos). There is also storage shed out back for lawn equipment, etc. Beautifully landscaped with lush lawn, oaks, palms, crepe myrtles and more, for that perfect Florida feel. Come see your forever home today, leave the HOA behind, and enjoy your property the way you should be able to.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 1987
  • Garage: 2-car Garage Door Opener, Garage Faces Side
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,122
  • Acreage: 0.8
  • Est. Taxes: $3,132
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Water Filtration System
  • MLS#: O6233223
  • Days on Market: 77 days
  • Website: https://www.raveis.com
    /prop/O6233223/18550lakeemmadrive_groveland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/12/2024 6:17:08 PM)
Listing courtesy of WEICHERT REALTORS HALLMARK PRO   Phone: 407-891-1220

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

18550 Lake Emma DRIVE, Groveland, FL, 34736

$579,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $463,920 $463,920 $463,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.412%
Monthly Tax Payment $261 $261 $261
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,165 $3,083 $3,946
Total Monthly Payment $3,518 $3,436 $4,299

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.