154 St Ives DRIVE, Palm Harbor, FL, 34684 | $369,000

Rare find! Beautiful two-story townhome with a gorgeous fireplace in the great room and an eat-in kitchen with pantry! Convenient half bath on the first floor that offers inside utility room and washer/dryer hookup!
Easy-care ceramic tile flows throughout the first floor. Sliders to the private patio out back! Beautiful laminate floors on the second story creating richness and warmth in the bedrooms and hallway. Owner's suite offers dual sinks and a step-in shower! Two full baths upstairs make the second floor a large and efficient space! This quaint community has quiet streets and a community pool! The affordable HOA of $245 a month Includes Trash Removal, Lawn Care, Tree Trimming, Street Lights, Community Pool, Roof, & Painting of Building Exterior. So, you can sit back and enjoy the tranquility of this stylish, beautiful home. Roof was replaced in 4/2017 by the HOA
HVAC in 2023.
Easy access to US 19! Just 6 miles to award-winning Honeymoon Island State Park! Around the corner from bike trails, restaurants, shopping, golf, parks and playgrounds!
This charming subdivision is centrally located but tucked away in one of Palm Harbor's most desirable neighborhoods and school districts including Palm Harbor University High. Easy access to St Pete and Tampa, the beaches and the Tampa Airport. This 3 bedroom, 2. 5 bath townhome has all that you could want! There are no pet limit or weight restrictions! It's a must see!!! It will not last!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside
  • Year Built: 1988
  • Garage: 1-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,590
  • Acreage: 0.05
  • Est. Taxes: $4,401
  • HOA Fee: $245 Monthly
  • Elem. School: Highland Lakes Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: U8253938
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /prop/U8253938/154stivesdrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/12/2024 10:17:07 PM)
Listing courtesy of Century 21 Coast to Coast   Phone: 727-462-2500

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

154 St Ives DRIVE, Palm Harbor, FL, 34684

$369,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $295,200 $295,200 $295,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.412%
Monthly Tax Payment $367 $367 $367
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,014 $1,962 $2,511
Total Monthly Payment $2,456 $2,404 $2,953

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.