WATERFRONT CANAL HOME! Don't skip over this one! This home is a fantastic value! No really, see for yourself! Check out this bright and spacious home on a beautiful FRESH WATER canal in the heart of Port Charlotte that has recently received some MAJOR upgrades. This home has 3 bedrooms and 2 FULL updated bathrooms, along with a fully finished Florida room that is ALL UNDER AIR. As mentioned this home has some nice updates that are almost too many to list! A few to mention would be the recently UPDATED KITCHEN(2023) featuring QUARTZ counter tops, white shaker cabinets and stainless steel appliances, NEW METAL ROOF(2023), IMPACT WINDOWS, the entire home was completely rewired with NEW ELECTRICAL PANEL(2023) as well as ALL NEW plumbing throughout (2023), Air conditioner was updated in 2022, and the hot water tank was just replaced in 2024, just to name a few. The home is on PUBLIC WATER AND SEWER, so you won't have to worry about a well or septic tank issues in the future. Some other notable features are the vaulted ceilings, tiled throughout, split open floor plan, PRIVATE MASTER SUITE with private bath, tons of parking out front for get-togethers IN THE EXTENDED DRIVEWAY or for RV/BOAT parking. Not to mention the perfect backyard entertaining space with a large 23x16 concrete pad just behind the house for those cool evening BBQs while friends and family fish off the dock. If you are a first-time home buyer or just don't want to buy a house that needs major upgrades, then this is the PERFECT house because all the major components are new. Lastly, you will be conveniently located MINUTES from both Route 41 and Route 75, surrounded by the growing Port Charlotte area that is full of great restaurants and things to do for people of ALL ages. This could be an excellent choice whether you are a new homeowner, growing family, or retiree looking to kick back and enjoy the Florida lifestyle. Take advantage of your opportunity to purchase this lovely move-in-ready home and schedule your showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$260,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $90 | $90 | $90 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,384 | $1,382 | $1,783 |
Total Monthly Payment | $1,549 | $1,547 | $1,948 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.