Enjoy this breathtaking WATERFRONT CORNER PENTHOUSE and maximize your enjoyment of life within the Bay Island 55+ Community. The open, bright, and spacious 2 level floor plan offers WATER VIEWS FROM ALL WINDOWS. Add your personal style to make it truly remarkable. Enjoy this breathtaking waterfront condo and maximize your enjoyment of life within the Bay Island 55+ Community. The open, bright, and spacious 2 level floor plan offers water views through floor-to-ceiling walls of windows. Add your personal style to make it truly remarkable. Property has passed milestone inspection report and structural integrity report and there are NO ASSESSMENTS! Complete with 2 primary suites, one on each level, in addition to 3rd large bedroom, 3. 5 baths, living room, family room and separate office, there is space for entertaining as well as working from home. The spacious kitchen with counter bar, is open to the dining room and offers a great view to enjoy while prepping meals. The primary suite also features amazing water views and is highlighted by the walk-in closet and large private full bath. Two additional bedrooms means space for guests. Bay Island 55+ community offers an array of amenities for a vibrant and active lifestyle - Cable, internet, WiFi, trash, water, sewer, flood insurance and 24-hour guarded gate security. Clubhouse with social spaces, including a ballroom and catering kitchen, fitness centers with saunas, arts and crafts studio and library, rooms for cards, games, and billiards. Heated community pools and two spas, grill area, tennis and pickleball courts, waterfront trail within the community, fishing dock and marina (boat slip sold separately) Ideally situated close to beautiful Gulf Coast beaches such as Treasure Island, St. Pete Beach, and Sunset Beach. The home is conveniently located near shopping, dining, and medical facilities, ensuring all your needs are met. Don't miss this opportunity to live in a luxurious, active community with unparalleled views and amenities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $259 | $259 | $259 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,160 | $3,160 | $4,109 |
Total Monthly Payment | $3,511 | $3,511 | $4,460 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.