One of the most popular single-family Splendor Model with 2 bedrooms plus flex room and 2 full baths rarely gets on the market - but one has now become available! Do not miss this rare opportunity to consider this resale that offers big savings on closing costs, as opposed to new construction homes sold by builders. It also far surpasses the allure of new construction with a stunning array of upgrades. Curb appeal is welcoming, with lovely maturing trees and lush tropical foliage leading to the covered front portico. The front door leads to a large foyer and a spacious inviting floor plan full of natural light. Neutral and bright color palettes and crown molding throughout creates an ambiance of calm quality. Elegant 18x18 Cabo Shore ceramic tile is laid diagonally in all main areas including the flex room. New high-quality carpeting was installed in the primary and second bedrooms in March 2024. The gourmet kitchen is a chef's delight boasting a large island, New Caledonia quartz countertops and a brand new watergreen subway tile backsplash. 42” staggered Duraform Downing Stone raised square panel cabinetry is paired with stainless steel appliances (new refrigerator, oven and dishwasher 2023) and a generous size walk-in pantry. The primary bedroom features a massive walk-in closet and ensuite bath with dual vanity, luxurious tiles and a built-in bench in a great size separate shower. The 3 panel 8’ sliding glass door of the living room leads to the screened lanai and lovely private backyard where you can enjoy Florida beauty with soft breezes and blue skies all year long! The utility room has additional cabinets installed for extra storage. This home is equipped with hurricane shutters, front and back gutters and solar panels installed as a part of a Teco pilot program. THE SOLAR PANEL SYSTEM IS CAPABLE OF POWERING THIS HOME UP TO 2 WEEKS IN THE EVENT OF THE WIDESPREAD POWER OUTAGE! PLEASE NOTE THE HOME DID NOT LOSE POWER DURING HURRICANE MILTON THANKS TO THIS SOLAR-POWERED BACK-UP ENERGY NEIGHBORHOOD MICROGRID. A sediment filter was installed in 2023. The HVAC system is equipped with UV light that helps purifying the air inside. Medley at Southshore Bay is a 55+ active adult community. Residents enjoy all of the luxury living this community has to offer with a state-of-the-art clubhouse, resort-style swimming pool, a relaxing 5-acre lagoon, fitness center, sports courts, trails and much more. Here one will experience a great sense of community. Tampa, St. Pete and Sarasota are only 25-45 minutes away and also close to the airport, medical facilities, shopping & golf.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,600 | $287,600 | $287,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $484 | $484 | $484 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,913 | $1,889 | $2,425 |
Total Monthly Payment | $2,472 | $2,448 | $2,984 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.