This gracious colonial home is a rare gem that combines old world charm with contemporary convenience. Its flexible floor plan, modern utilities (insulation, wiring, plumbing, heat, windows and some A/C) along with its prime location in the Pioneer Valley make it a excellent choice for both families and investors alike. One of the standout features of this property is its remarkable flexibility. The spacious interior can be adapted to suit your needs. Currently the house is configured as a single-family with a separate studio apartment. Alternatively, it can easily be transformed into a two-family dwelling featuring two generous sized apartments that offer privacy and comfort for multiple households. For those that work from home, there are enough rooms for two dedicated offices/ workspaces. The updated kitchen features new modern appliances, ample counter space and cabinetry. Beautiful yard with large barn and plenty of garden space.
Type | Description | Level |
---|---|---|
Bedroom 2 | Flooring - Wood | Second |
Bedroom 3 | Fireplace, Flooring - Wood | Second |
Bedroom 4 | Flooring - Wood | Second |
Dining Room | Flooring - Wood, Open Floorplan | Main,First |
Kitchen | Flooring - Wood, Window(s) - Picture, Open Floorplan, Stainless Steel Appliances | Main,First |
Living Room | Flooring - Wood | Main,First |
Master Bedroom | Closet, Flooring - Wood, Exterior Access | Main,First |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,200 | $503,200 | $503,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $496 | $496 | $496 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,348 | $3,344 | $4,244 |
Total Monthly Payment | $3,936 | $3,932 | $4,832 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.