122 Bay Rd, Hadley, MA, 01035 | $629,000

This gracious colonial home is a rare gem that combines old world charm with contemporary convenience. Its flexible floor plan, modern utilities (insulation, wiring, plumbing, heat, windows and some A/C) along with its prime location in the Pioneer Valley make it a excellent choice for both families and investors alike. One of the standout features of this property is its remarkable flexibility. The spacious interior can be adapted to suit your needs. Currently the house is configured as a single-family with a separate studio apartment. Alternatively, it can easily be transformed into a two-family dwelling featuring two generous sized apartments that offer privacy and comfort for multiple households. For those that work from home, there are enough rooms for two dedicated offices/ workspaces. The updated kitchen features new modern appliances, ample counter space and cabinetry. Beautiful yard with large barn and plenty of garden space.

Features

  • Amenities: Public Transportation, Shopping, Walk/Jog Trails, Bike Path, Highway Access, House of Worship, Marina, Private School, Public School, University
  • Rooms: 14
  • Bedrooms: 5
  • Baths: 3 full
  • Laundry: Flooring - Wood, Main Level, First Floor, Gas Dryer Hookup, Washer Hookup
  • Style: Colonial
  • Year Built: 1800
  • Basement: Interior Entry, Dirt Floor, Concrete, Unfinished
  • Approx Sq. Feet: 3,539
  • Acreage: 1.21
  • Est. Taxes: $5,954
  • Lot Desc: Corner Lot, Level
  • Appliances: Water Heater, Oven, Dishwasher, Microwave, Range, Refrigerator, Washer, Dryer
  • MLS#: 73278897
  • Website: https://www.raveis.com
    /prop/73278897/122bayrd_hadley_ma?source=qrflyer
The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein.
Listing by Linda Webster courtesy of Coldwell Banker Community REALTORS®   Phone: 413-586-8355

Room Information

Type DescriptionLevel
Bedroom 2 Flooring - WoodSecond
Bedroom 3 Fireplace, Flooring - WoodSecond
Bedroom 4 Flooring - WoodSecond
Dining Room Flooring - Wood, Open FloorplanMain,First
Kitchen Flooring - Wood, Window(s) - Picture, Open Floorplan, Stainless Steel AppliancesMain,First
Living Room Flooring - WoodMain,First
Master Bedroom Closet, Flooring - Wood, Exterior AccessMain,First

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

122 Bay Rd, Hadley, MA, 01035

$629,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $503,200 $503,200 $503,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $496 $496 $496
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,348 $3,344 $4,244
Total Monthly Payment $3,936 $3,932 $4,832

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.