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4104 PALMETTO BAY Drive, Elkton, FL, 32033 | $435,900
Move into this 4/2 spacious home on a quiet cul-de-sac in this desirable golf community with family community pool and playground and a lavish community center with restaurant and on amazing golf course views. House backs on a pond and lush open golf course panorama views. Indoors is open space design with kitchen island, pantry, and eating nook with walkout doors to patio. Move into a large family room and then step into an equally vast living room/dining room combo with high ceilings and fans. House is recently painted and one year old new vinyl flooring in living areas; two new full-size refrigerators in kitchen and garage, a large master bedroom with walk-in closet, step-in shower and a two bowl new vanity. House is close to historic St. Augustine, the beach, several shopping centers. A recent sheriff and fire department was added at the community entrance less than 5 miles from this home for insurance purposes. You will be delighted to view this house and its great location.
Features
- Amenities: Clubhouse, Golf Course, Jogging Path, Playground
- Bedrooms: 4
- Baths: 2 full
- Laundry: In Unit
- Style: A-Frame, Ranch
- Year Built: 2005
- Garage: 2-car
- Heating: Central, Electric
- Cooling: Central Air, Electric
- Approx Sq. Feet: 2,196
- Acreage: 0.18
- Est. Taxes: $3,895
- HOA Fee: $385 Annually
- Lot Desc: Cul-De-Sac, Dead End Street, On Golf Course, Sprinklers In Front, Sprinklers In Rear
- View: Golf Course, Pond
- Elem. School: Otis A. Mason
- Middle School: Gamble Rogers
- High School: Pedro Menendez
- Appliances: Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
- MLS#: 2042807
- Days on Market: 98 days
- Website: https://www.raveis.com
/prop/2042807/4104palmettobaydrive_elkton_fl?source=qrflyer
Listing courtesy of Keller Williams Realty Atlantic Partners
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4104 PALMETTO BAY Drive, Elkton, FL, 32033
$435,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $348,720 | $348,720 | $348,720 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $325 | $325 | $325 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,320 | $2,318 | $2,941 |
| Total Monthly Payment | $2,720 | $2,718 | $3,341 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388