Very comfortable and well maintained Cornwall-on-Hudson Village home. Better described as one's happy place, haven, oasis, retreat, daily recharging station. Beautiful in-ground heated salt water pool w/ Gazebo (TV in gazebo stays). Landscaped property, fenced rear/side yards, mature plantings. 2 car garage & ample parking for guest/party gatherings. Town water/sewer. Central Air, HW Baseboard heat (not dry hot air). Gas stove. Built in 1990, with fundamentals being replaced at appropriate times (boiler, h/w heater, roof, windows, etc). New owner is not buying a project. Basement is "finished storage area", with A/C, laundry, etc. . Both the house & the garage have pull down stairs for extra storage. This home is a stones throw to Village shops, trails, eateries, Cornwall's Hudson Riverfront town park, Donahue Memorial, offering meticulously kept lounging lawns, boat launch, pavilion, gazebo, and a tucked away yacht club. American painter Norman Rockwell clearly missed this River town. Endless outdoor activities on the river, on the hiking/biking trails, in the museums, on nearby mountains. Numerous Town events, activities, seasonal, holiday, music gatherings. Under 10 miles to: Beacon Metro North Hudson Line, Stewart Airport, West Point, Sailsbury Mills Train. Just minutes to I-84 & I-87. NYC under 60 miles. During operating hours take the Newburgh-Beacon Ferry across to hopping Beacon and indulge in the art galleries, boutique shoppes, music venues, a wide variety of restaurant types. Google Donahue Memorial Park to quickly navigate to Cornwall-on Hudson Town Park from house.
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,067 | $1,067 | $1,067 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,193 | $3,190 | $4,047 |
Total Monthly Payment | $4,352 | $4,349 | $5,206 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.