This exquisite two-story home, built in 2020, is a masterpiece of luxury living on a tranquil cul-de-sac, offering views of nature and the morning sunrise over a serene, private lake. Oyster Harbor in Fiddlers Creek was recently featured on HGTV! The popular expanded Mercede floor plan with a second floor seamlessly combines space and comfort, featuring four bedrooms, a den, a bonus family room downstairs, a loft area upstairs, four full baths and two half baths. The expansive outdoor living area is the heart of this property. The stunning 2, 800-square-foot screened-in lanai, with a 400-square-foot expansion option, features a three-sided panoramic screen enclosure and a 30-foot swim-length heated saltwater pool and spa. The pool area includes a sundeck and elegant water bowls, complemented by white eggshell travertine throughout. The large covered outdoor living area boasts wood ceilings with recessed lighting and an award-winning custom stone outdoor kitchen, featured in Smoky Stone outdoor kitchen magazine and website. This kitchen includes a Viking grill, hood, mini refrigerator, ice maker, sink, granite backsplash, bar seating and a matching stone dining table. A cozy seating space with a natural gas stone fire pit provides an ideal spot for relaxation. The home features 14-foot tray ceilings, solid core 8-foot doors, recessed custom lighting and windows that bathe the interior in natural light. Crown moldings, volume ceilings, tile flooring, arched walkways and white plantation shutters enhance its elegance. The spacious kitchen is equipped with white shaker cabinets, under-cabinet/in-cabinet lighting, a tile backsplash, quartz countertops and high-end stainless appliances. The open-concept dining room features an arched window and a pass-through to the kitchen. The breakfast nook has a bay window where you can enjoy the morning sunrise overlooking the pool. The living room offers glass sliders to the lanai, custom shelving, a gas fireplace and accent drapery. The owner’s suite has two walk-in closets, and an en-suite bath with a large walk-in shower with multiple shower heads and dual sink vanity. Guest bedrooms each have en-suite baths, with one doubling as a pool bath. The office/den features French doors, and the family room provides lanai, pool/spa access, adjacent to a bath. The staircase leads to a large studio with a kitchenette, a powder room and a spacious bedroom with its full bath. The exterior features southeast exposure, extensive landscaping and lighting, tile roof, impact doors and windows, and ample privacy provided by lush plantings. Additional features include a laundry room with a utility sink, granite countertops, storage cabinets, front-load washer and dryer, and a garage with epoxy flooring. Residents enjoy a modern fitness center, active tennis, pickleball, bocce, spa services, sauna, casual and fine dining, resort-style pool and an extensive activity calendar. Immediate golf, beach and marina memberships available.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $3,028,000 | $3,028,000 | $3,028,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $1,177 | $1,177 | $1,177 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $19,389 | $19,389 | $26,586 |
Total Monthly Payment | $20,691 | $20,691 | $27,888 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.