Situated in the most coveted area of Cold Spring Harbor sits 55 White Hill Road, a classic charming, colonial. Surrounded by estates and nestled between opulent grounds, this home is a true gem and one of the few opportunities to break into the sought after Wawapek and Jennings area. Enter through the foyer with beautiful hardwood floors, archways into formal dining and large living room with fireplace and eat-in kitchen with breakfast area. This house features 5 bedrooms and 3 full bathrooms. One of the bedrooms is located in the family room area that would be ideal for a nanny/in-law suite. It features a children's playroom with a fireplace and great windows leading outside to the backyard, ideal for a cozy retreat. There is a detached garage with outdoor breezeway leading to the house. Situated on a generous 2. 1 acres set back from the road, this north facing home is across from Jennings field. It features an abundance of natural light and has story-book charm. This sought-after property is rare in that it's situated in both the Town of Lloyd Harbor, along with Cold Spring Harbor. Access to Eagle Dock (dues required), along with access to Lloyd Harbor Park, beach, tennis and mooring (dues required). Low taxes not to be beat! Perfect opportunity to get into this desirable area!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,516,000 | $1,516,000 | $1,516,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
Monthly Tax Payment | $1,720 | $1,720 | $1,720 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,489 | $9,334 | $12,589 |
Total Monthly Payment | $10,334 | $11,179 | $14,434 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.