Welcome to Esplanade Artisan Lakes Gated Community, well known for it's resort style living and amazing landscaping and amenities. Upon entering this home it appears much larger because of the 3 stackable sliders that lead to the Lanai and tray ceilings. This Beautiful Villa is unattached, with 8 ft. entry door and 9 ft. ceilings throughout. Crown molding throughout, Tray ceilings w/Crown molding in four areas. this is an upgrade. Gleaming engineered hardwood in all main areas, tile in wet areas. and carpet in two bedrooms. Split floor plan with 2 bedrooms, 2 baths with large Den/flex room/office, possible 3rd bedroom. Granite in kitchen, both baths and laundry. Ceiling Fans in great room. , both bedrooms, Den and Lanai. This home is 7 years young. Newer Bosch dishwasher. Neutral backsplash and Under-cabinet lighting. Sink and cabinet with granite in Laundry. Private lanai & back yard with attractive community fencing. Plantation shutters on 2 transom windows in dining room, Den and front door side window. Kitchen roll-out shelves. many large pull out drawers for pans & other storage. Double shelves in laundry as well as both walk-in closets for extra storage. Hurricane proof window on street side window and shutters for all other windows. Surge protector system installed 2024. Freshly painted exterior in 2024. Beautiful personalized landscaping. Very clean home & well cared for, original owner. Garage floor treatment. Industrial fan installed 2 yrs ago. Two ceiling, overhead garage storage racks. Attic flooring and entry door for extra storage. Fairly new Amenities center with Cabanas by the pool, Party room with modern kitchen, very large lanai area, gym, workout class rooms, resort pool, resistance pool, sauna, amazing fire pit area, Bocci ball courts, tennis, pickle ball, playgrounds, dog parks and many ponds and lakes throughout the community. There is a brand new (2024) 2nd amenities center equally as beautiful. Full calendar of daily events, exercise classes, card games, evening events, a very fun community.
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Our Executive Mortgage Banker:
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$459,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,200 | $367,200 | $367,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $239 | $239 | $239 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,443 | $2,441 | $3,148 |
Total Monthly Payment | $2,757 | $2,755 | $3,462 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.