1400 W Stafford STREET, Hernando, FL, 34442 | $617,500

Stunning, Spacious, Private, and Elegantly Updated. . . and the sellers are offering $7500 towards buyer's closing costs! Welcome to your dream home in the prestigious Emerald Estates community of Citrus Hills. This magnificent residence sits on a private one-acre lot, surrounded by lush, park-like landscaping that offers both beauty and seclusion. With 3, 028 square feet of living space (3, 948 sq ft total), this home features a thoughtful and expansive floor plan. The wide-open design is complemented by vaulted beamed ceilings and skylights, flooding the space with natural light. The home boasts 5 spacious bedrooms and 4 beautifully remodeled bathrooms, providing ample space and comfort for family and guests. The updated kitchen is a chef’s dream, equipped with quartz countertops and elegant wood cabinets, combining functionality with modern style. Enjoy the spacious living area perfect for relaxation and entertaining where an electric fireplace with glass stones adds a modern touch (formerly a wood-burning fireplace so chimney is in place). Step outside to a huge sparkling pool and large lanai, perfect for enjoying Florida's sunny climate. The flower garden has been brilliantly designed to bloom year-round, adding to the home's enchanting ambiance. Additional features include a luxurious sauna for ultimate relaxation, a new HVAC system was installed in 2017, new luxury wide plank vinyl flooring, central vacuum system, a Toto bidet in the primary en suite, and updated fixtures throughout. A versatile 24’x20’ garden building offers the potential for use as a workshop, art studio, fitness room, or additional storage. Breathtaking curb appeal includes a circular driveway and currently, there are no neighbors on the surrounding lots, ensuring a serene and peaceful environment. Enjoy all of this for a remarkably low annual HOA fee of just $160, which maintains the beauty and exclusivity of this established, upscale neighborhood in Citrus County. Close to shopping, healthcare, restaurants, nearby access to Suncoast Parkway to Tampa, close to the Gulf of Mexico, Crystal River State Park, Three Sisters natural springs and the Homosassa Spring manatees!!! Don’t miss this opportunity to own a meticulously maintained, spacious, and beautifully updated home in one of Citrus County's most desirable communities. Schedule your viewing today and experience the elegance and tranquility for yourself!

Features

  • Rooms: 7
  • Bedrooms: 5
  • Baths: 4 full
  • Laundry: Inside, Laundry Room
  • Style: Ranch
  • Year Built: 1992
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,028
  • Acreage: 1
  • Est. Taxes: $6,119
  • HOA Fee: $160 Annually
  • Lot Desc: Landscaped, Level, Private
  • View: Garden, Pool, Trees/Woods
  • Elem. School: Forest Ridge Elementary School
  • Middle School: Lecanto Middle School
  • High School: Lecanto High School
  • Pool: Gunite, In Ground, Lighting, Outside Bath Access, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: W7867466
  • Days on Market: 34 days
  • Website: https://www.raveis.com
    /prop/W7867466/1400wstaffordstreet_hernando_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/21/2024 10:17:11 AM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 352-688-2227

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1400 W Stafford STREET, Hernando, FL, 34442

$617,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $494,000 $494,000 $494,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $510 $510 $510
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,002 $3,002 $3,904
Total Monthly Payment $3,604 $3,604 $4,506

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.