Welcome to this delightful and comfortable Cape-style home in Floral Park. Featuring a recently renovated kitchen that seamlessly flows into an open-concept living room, this home is perfect for modern living. The main floor offers two bedrooms, a full bathroom, and an additional room that can serve as an office or playroom. Upstairs, you'll find two more spacious bedrooms and another full bathroom, providing ample space for family or guests. The basement offers a versatile open space, ideal for a family room or entertaining area. Step outside to your private backyard, perfect for barbecues and gatherings. This home also includes a detached garage and a private driveway, offering both convenience and security. Located close to shopping and transportation, this Floral Park gem is ready for you to move in and make it your own.
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Our Executive Mortgage Banker:
Our Insurance Division:
$858,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $686,400 | $686,400 | $686,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $663 | $663 | $663 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,897 | $4,282 | $5,746 |
Total Monthly Payment | $4,652 | $5,037 | $6,501 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.