NO HURRICANE DAMAGE- NO FLOOD ZONE- IMPACT RESISTANT WINDOWS! VA ASSUMABLE LOAN! Welcome to your dream home in Maple Ridge, Ave Maria! This beautiful 3-bedroom, 2. 5-bath home, built in 2019, features a a 2 car garage and spacious split floor plan with tile flooring and high ceilings. The kitchen boasts granite countertops, wood cabinets, a large pantry, eat in dining area, and stainless steel appliances. Upon exiting the kitchen, you are greeted by the large living room with plenty of space for the whole family. From there, you will find the master bed/bath. The large master bedroom has a private door to the extended lanai, perfect for relaxing outdoors. The master bath includes dual sinks, a separate tub and walk inshower, and a huge walk-in closet. Guest bedrooms are roomy, ideal for family or visitors featuring a jack and jill bathroom with a combo tub/shower. Enjoy safety with hurricane impact windows and sliders throughout. The extended lanai offers plenty of space for outdoor fun and the potential for a pool. With low HOA fees and a great location, this home is perfect for families or first-time buyers. Don’t miss out!
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Our Executive Mortgage Banker:
Our Insurance Division:
$459,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,920 | $367,920 | $367,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $519 | $519 | $519 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,510 | $2,356 | $3,055 |
Total Monthly Payment | $3,104 | $2,950 | $3,649 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.