This 3 Bedroom Cape on a 1-acre lot has so much to offer, starting with being located just down the road from two golf courses! Hardwood floors, a sunny remodeled kitchen with granite counters and loads of cabinets for storage, a living room with fireplace with a pellet stove to keep things cozy, a formal dining room, a bedroom and full remodeled bath all round out the main living floor. The 2nd floor has 2 more bedrooms and a half-bath. The large, fully-finished lower level is really nicely done and is currently used as a family room and a home gym. It is wired for surround sound, includes a laundry area, and is warmed by a wood stove that really heats more than just the family room, to keep oil costs at bay! Outside there is an oversized 2 car garage, a deck, a paver patio & front walkway, stonework garden beds, an above-ground swimming pool, a 2-stall stable which is great for storage, and a large flat yard! Lots of updates too: New boiler in 2015, water softener system in 2014, well pump in 2017, kitchen & bathroom remodel in 2008, new roof in 2018 with a 10-year craftsmanship warranty and a 50-year manufacturer warranty. Electrical upgraded to 200amp service. Washer & Dryer 1 year old. Oversized septic system at 1500 gallons. Invisible fence installed to keep dogs safe in the yard! Connecticut Basement Systems installed a drainage/trench system to keep the basement dry. There is so much about this property to appreciate!
Type | Description | Level |
---|---|---|
Bedroom 1 | Main | |
Bedroom 2 | Upper | |
Dining Room | Main | |
Family Room | Wood Stove,Wall/Wall Carpet | Lower |
Kitchen | Main | |
Living Room | Main | |
Primary Bedroom | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $339,920 | $339,920 | $339,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $500 | $500 | $500 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,233 | $2,867 |
Total Monthly Payment | $2,837 | $2,808 | $3,442 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.