1621 SUGAR LOAF Lane, Saint Augustine, FL, 32092 | $554,000

Beautiful, Pristine Former Model Home in the Desirable Cascades @ World Golf Village's 55 + Gated Community. SOLAR HOME! How does $25 per month bill sound for an all electric home? Upgraded home to include, Plantation Shutters, Crown Molding, High Ceilings, Central Vacuum, Surround Sound, Tile Flooring and More. You have stunning Lagoon views from the expansive Florida room across the back of the home. This home sits on a huge lot, which is maintained by the HOA. The Kitchen is full sized and any Chef would enjoy cooking in. The beautiful features of the Quartz Countertops, Tiled Backsplash, SS appliance and California-Style Bar make it truly special. There's a separate Formal Dining Room for entertaining guests. You'll find 2 large closets in the luxurious Primary suite along with a large Bathroom with Soaking Tub & Shower. Central Vacuum System and Top Grade Water Softner and Reverse Osmosis System to complete this home. Come make this Yours! Possible Owner Financing!

Features

  • Amenities: Fitness Center, Gated, Jogging Path, Maintenance Grounds, Pickleball, Tennis Court(s), Trash
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Sink
  • Style: Ranch, Traditional
  • Year Built: 2013
  • Garage: 2-car
  • Heating: Central, Zoned
  • Cooling: Electric, Zoned
  • Approx Sq. Feet: 2,596
  • Acreage: 0.28
  • Est. Taxes: $5,583
  • HOA Fee: $400 Monthly
  • Lot Desc: Cul-De-Sac
  • View: Lake, Pond
  • Adult Communities: Yes
  • Water Front: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Water Softener Owned
  • MLS#: 2042687
  • Days on Market: 88 days
  • Website: https://www.raveis.com
    /prop/2042687/1621sugarloaflane_saintaugustine_fl?source=qrflyer
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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1621 SUGAR LOAF Lane, Saint Augustine, FL, 32092

$554,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $443,200 $443,200 $443,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.412%
Monthly Tax Payment $465 $465 $465
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,023 $2,946 $3,770
Total Monthly Payment $3,580 $3,503 $4,327

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.