Your carefree Florida lifestyle begins here. . . This lovely home is located in the desirable, gated Garden Lakes neighborhood- which features winding streets, towering oaks, mature landscaping, and lots of friendly neighbors. The home offers a spacious great room, eat-in kitchen, and a huge Florida room. The large Florida room offers lots of possibilities; it's currently being used as a dining room with a private office area. There's also a screened lanai that's a picturesque spot to enjoy dinner or morning coffee beneath the trees. Garden Lakes' community amenities include a huge heated pool, an updated clubhouse with full kitchen & large dining area, library, fitness center, tennis, pickleball and shuffleboard courts, and walking trails. There's also a packed calendar of community events including parties, day trips, potlucks, classes, and card groups. Garden Lakes is close to lots of shopping, dining, medical facilities, and all the cultural events that our area has to offer. Come take a look today! Buyer and/or buyer's agent to verify all measurements. Please note that some photos have been virtually staged.
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$349,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,200 | $279,200 | $279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $87 | $87 | $87 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,905 | $1,856 | $2,355 |
Total Monthly Payment | $2,067 | $2,018 | $2,517 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.