Welcome home to this delightful 2-bedroom, 1-bath residence, ideally located just 5 blocks from the scenic St. Cloud Lakefront Park. As you step inside, you'll immediately appreciate the stunning flooring and open-concept design that creates a bright and airy atmosphere.
The spacious living area is bathed in natural light thanks to the large windows, creating a warm and inviting space perfect for relaxing or entertaining. The well-appointed kitchen features an abundance of cabinets for ample storage and comes with a brand-new 2024 refrigerator, ensuring you have all the modern conveniences at your fingertips. Both bedrooms are generously sized, offering comfort and versatility for your needs. The bathroom is thoughtfully designed with contemporary fixtures and finishes. The back outside screened porch with tile has access to laundry room that has plenty of room for storage. Outside, you’ll enjoy a lovely fenced in backyard that's perfect for gardening, outdoor dining, or simply unwinding after a long day. Also included is a large metal shed for all the outside tools to be stored in. This charming home combines modern updates with a prime location, making it a perfect place to call your own. Blocks from Historic Downtown St Cloud, with shops and restaurants. St Cloud Lake front is 5 blocks away with beach area, splash pad, walking and biking trails, restaurant, so many recreation activities. Within 40 minutes to Lake Nona, 55 minutes to beaches, 40 minutes to theme parks, centrally located to everything. Schedule you're showing today and experience the ideal blend of comfort and convenience!
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Our Executive Mortgage Banker:
Our Insurance Division:
$265,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $241 | $241 | $241 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,410 | $1,409 | $1,788 |
Total Monthly Payment | $1,726 | $1,725 | $2,104 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.