Welcome to your waterfront oasis at 650 Pinellas Point Drive South, Unit 218, St. Petersburg, FL. This beautiful 2-bedroom, 2-bathroom condo is located within a desirable 55+ adult gated community, offering the perfect Florida retreat with partial water views and an array of sought-after amenities designed to enhance your waterfront living experience. Spanning 915 square feet, this fully furnished condo boasts a well-thought-out layout ideal for both comfort and functionality. The spacious living area is equipped with air conditioning, ensuring a cool and inviting atmosphere year-round. The kitchen is outfitted with all needed appliances and generous storage, providing everything you need to prepare meals with ease and enjoy them outdoors in the beautiful Florida weather. The primary bedroom serves as a private sanctuary with its own en-suite bathroom and walk-in closet, while the second bedroom is equipped with a versatile Murphy bed, offering flexibility for guests or home office space. The community amenities are a highlight of this property, featuring an inviting heated pool that’s perfect for relaxing or enjoying a swim. Additional perks include assigned parking for your convenience, a barbecue area for entertaining, and access to the serene waterfront, where you can take in tranquil views. Laundry facilities are conveniently located on the same floor as the unit, simplifying daily routines and freeing up more time to enjoy your surroundings. This condo is located in a secure 55+ gated community, providing a peaceful and active lifestyle in the desirable Pinellas Point area. With easy access to St. Petersburg’s best beaches, shopping, dining, and entertainment, this property is the perfect choice for those seeking an idyllic Florida lifestyle. Don't miss your chance to own this incredible waterfront condo. Whether you’re seeking a full-time residence or a vacation getaway, this home offers the best of Florida living. Schedule your showing today and make this St. Petersburg waterfront retreat your own.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,200 | $199,200 | $199,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $219 | $219 | $219 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,325 | $1,309 | $1,680 |
Total Monthly Payment | $1,619 | $1,603 | $1,974 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.