One or more photo(s) has been virtually staged. TAKE ADVANTAGE OF LOWER RATES NOW! The seller is offering a 2/1 Temporary Buydown Credit, giving you Reduced Interest Rates and Lower Monthly Payments for the first two years of your loan—AT NO COST TO YOU. In the first year, your rate is reduced by 2 points, and in the second year by 1 point. This small seller investment means Big Monthly Savings for you! This charming 3 bedroom, 2 bath home, newly built in 2022 with upgraded features, and nestled in popular Poinciana, is now available! Come see this home today. The heart of the home is the centrally located kitchen, which offers expansive gleaming granite countertops, modern shaker cabinets, all stainless steel appliances, closet pantry, and a large counter-height breakfast bar, which overlooks the dinette and family room of this open floor plan home. The master bedroom, located just off the family room, features a walk-in closet and private en-suite bath with dual sink granite-topped vanity and a walk-in shower. This home won't last. Two more spacious bedrooms are located off the front hall, and share the second full bath with a granite-topped vanity and shower-tub combo. A full laundry room, situated off the kitchen, offers additional shelving, and access to the attached 2-car garage. Step out back through the sliding glass doors where you will find a spacious yard just bursting with potential! A water filtration system is included with the purchase for additional convenience and peace of mind. Located near public schools, famous Bok Tower Gardens, and a multitude of serene nature preserves such as Disney Wilderness Preserve, Sherwood L. Stokes Preserve, and Lake Marion Creek Wildlife Area. Don’t miss out on this beautiful home & worry-free homeownership! Call today for a private showing! Some images have been virtually staged to better showcase the true potential of rooms and spaces in the home.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $238,400 | $238,400 | $238,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $268 | $268 | $268 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,586 | $1,584 | $2,044 |
Total Monthly Payment | $1,929 | $1,927 | $2,387 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.