$22, 000 PRICE REDUCTION! Stunning Waterfront Home in Ridgewood Riverview
Discover your dream home at 11923 Downy Birch Dr, Riverview, FL 33569—a meticulously maintained gem that's better than new and ready for you to move in. Built in December 2021, this expansive 2, 674 sq. ft. residence offers an exceptional living experience with its elegant design and premium features. This impressive two-story home features 5 bedrooms and 3 full bathrooms, providing ample space for families of all sizes. The popular Hayden floor plan by DR Horton ensures a bright and open atmosphere, seamlessly blending the kitchen, kitchen nook, and living room. The first floor includes a versatile bedroom with easy access to a full bathroom—perfect for guests or multi-generational living. The second floor boasts a large bonus room ideal for a media center, playroom, or additional living space. Enjoy picturesque water views from the comfort of your home, with west-facing vistas that promise breathtaking sunsets year-round. This home features all-concrete block construction on the second floor, offering superior durability and resistance to wear compared to traditional stucco-on-wood methods. Additional features include a sprinkler system and abundant storage options, such as walk-in closets and a large pantry. Dive into relaxation at the community's resort-style pool, situated right on the water. Enjoy outdoor fun and leisure with a well-equipped playground and an open-air cabana. Located with easy access to major roadways like US-301 and I-75, making commuting a breeze. Close to a variety of grocery stores, restaurants, and shopping centers. Explore nearby parks and recreational areas or visit the vibrant city of Tampa, just a short drive away, for additional entertainment and cultural experiences. This exceptional home offers a serene retreat with all the modern comforts you desire, coupled with a prime location that keeps you connected to the best of Riverview and beyond. Don’t miss this unique opportunity to own a piece of paradise!
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Our Executive Mortgage Banker:
Our Insurance Division:
$442,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $354,320 | $354,320 | $354,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $792 | $792 | $792 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,357 | $2,328 | $2,988 |
Total Monthly Payment | $3,224 | $3,195 | $3,855 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.