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290 Lower Main Street, Johnson, VT, 05656 | $460,000
**Motivated Seller** due to employment relocation welcomes a unique opportunity for buyers to acquire this delightful, well-maintained property that combines comfortable living with excellent investment opportunities. The main home features a bright, open concept living area including a den, separate dining room, large kitchen and breakfast nook, as well as three spacious bedrooms and two full bathrooms, perfect for those needing extra space. An attached 2 bedroom, 1 bath, income-producing mother-in-law apartment adds significant value, offering potential rental income from long-term tenants or short-term vacation rentals. With a private entrance and thoughtful layout, the apartment ensures tenants enjoy their own space while you benefit from additional revenue. This space adds additional options for a home business, visiting family/friends or easily incorporate space back into the main home for your expanding need. Contact agent for virtual tour of apartment. The basement of the property experienced groundwater flooding in June 2023 and stayed completely dry in 2024. This property remains outside of the newly redrawn Town of Johnson and FEMA floodplains. After 2023, all basement utilities were replaced, and a new utility pump and industrial water pump were added, for peace of mind. Located just minutes from local shops, schools, and outdoor recreational activities, this home offers a wonderful Vermont lifestyle along with an exceptional investment opportunity.
Features
- Rooms: 11
- Bedrooms: 5
- Baths: 2 full / 1 three-quarter
- Style: Historic Vintage
- Year Built: 1875
- Garage: 2-car Garage
- Heating: Baseboard
- Cooling: None
- Basement: Bulkhead,Concrete Floor,Dirt Floor,Full,Stairs - Interior,Unfinished,Interior Access,Exterior Access
- Approx Sq. Feet: 2,943
- Acreage: 1
- Est. Taxes: $6,818
- Lot Desc: Trail/Near Trail,Near School(s)
- Elem. School: Choice
- Middle School: Lamoille Middle School
- High School: Lamoille UHSD #18
- School District: Lamoille North
- MLS#: 5010039
- Website: https://www.raveis.com
/prop/5010039/290lowermainstreet_johnson_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/9/2024Listing courtesy of eXp Realty Phone: 833-388-2480
Listing Agent: Carri Ferrari
William Raveis Family of Services
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888.699.8876
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
290 Lower Main Street, Johnson, VT, 05656
$460,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $368,000 | $368,000 | $368,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
| Monthly Tax Payment | $568 | $568 | $568 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,448 | $2,418 | $3,103 |
| Total Monthly Payment | $3,091 | $3,061 | $3,746 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484