Discover the perfect blend of charm & functionality in this wonderful 4-bedroom home! As you enter, you're greeted by high ceilings and a graceful wrapping staircase. The expansive dining room has a cozy sitting nook is perfect for gatherings. The sunken living room features vaulted ceilings and a pellet stove, creating a warm & inviting space. The spacious kitchen has plenty of storage & counter space, plus seating for 4 at the peninsula. From the kitchen, head into the huge sunroom, a relaxing space offering views out to your backyard and access to your deck & pool below. Upstairs, your primary suite includes 2 closets and an updated en suite bathroom with double vanity, soaking tub & tiled shower with glass door. 2 additional bedrooms and a full bath complete this level. The lower level has a versatile space with room for an exercise area, lots of storage & walkout access to the backyard. A standout feature is the large workshop beneath the sunroom, accessible via an insulated garage door that was installed just 3-4 yrs ago - an ideal space for hobbies or projects. Above the garage, you'll find a fantastic studio apartment with its own private deck, offering a perfect retreat or rental opportunity. Recent updates include a new furnace & central air (about 3 years old), a renovated primary bath & new 1/2 bath vanity in 2020. Priced significantly below a recent appraisal! This home is ideally located just minutes from Collins Perley Park, schools, St. Albans City & I-89!
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$590,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $472,000 | $472,000 | $472,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $612 | $612 | $612 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,868 | $2,868 | $3,730 |
Total Monthly Payment | $3,572 | $3,572 | $4,434 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.