This highly sought-after 1, 844 sq. ft. “Laurel” model, finished in late November 2023, is completely under builder warranty through late March, 2025. The Seller spared no expense making thoughtful upgrades throughout to make this a truly move-in ready home! Fresh designer paint throughout the interior creates a warm and inviting atmosphere. A new Whirlpool French Door refrigerator, and Whirlpool Front Loading Washer/Dryer set with storage pedestals have been added to the home appliance package which is approximately 5 months new and covered by warranty until late March, 2025. The house is now equipped with gutters, ceiling lights/fans, and a full house ECCO Water softening and filtration system. This house also comes with “Smart Home” wiring, and ADT is available. Additionally, custom film was applied to all three bedroom windows and the front door to cut down glare, deflect sun and heat, as well as to increase privacy. A beautiful custom drapery was added to the triple glass slider. The breakfast area has a new chandelier and specialized dimmers have been added in 3 locations. The culinary space features beautiful wood cabinetry with ample storage, a large pantry and an extraordinary 10-foot island topped with granite. The primary bedroom has a tray ceiling, large walk-in closet and an expansive bathroom with a double vanity with granite top, a garden tub, and a separate shower. Situated in the 55+ community of JB Ranch, you’ll enjoy a vibrant community lifestyle with amenities like a zero-entry pool, clubhouse and a list of activities published monthly. The $215 monthly fee covers yard care and garbage pickup, ensuring a low maintenance living experience. Conveniently located near many of Ocala's desired locations, this home is a rare find in a welcoming community. Don’t miss your opportunity to own this exceptional home—schedule your private showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $264,000 | $264,000 | $264,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $32 | $32 | $32 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,647 | $1,604 | $2,086 |
Total Monthly Payment | $1,754 | $1,711 | $2,193 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.