Credit at closing with acceptable offers! Fall in love with this adorable country cottage that perfectly combines rustic charm with modern touches. Step into the main living area where you’ll find original wood flooring, an abundance of natural light and updated light fixtures that create a warm, inviting atmosphere. The recently remodeled kitchen features a sleek white backsplash, stainless steel hood vent and dishwasher, a pantry with a chalkboard for your grocery lists or recipes and a stylish faucet to complete the look. The spacious primary bedroom offers two closets and direct access to the beautifully updated bathroom, which boasts a tub-shower combo with eye-catching subway tile and a convenient built-in nook for all your essentials. There are two additional bedrooms with ample size and a cozy dining space. Outside, you’ll appreciate the carport and shed with washer and dryer hookups, making laundry a breeze. Additional highlights include a brand new hot water heater, newer roof, a fully fenced yard with gate perfect for pets or play and a termite bond. Situated just minutes from historic Melrose and offering an easy commute to Gainesville, Palatka, and Ocala, this cottage is the perfect place to start living the Florida lifestyle. Schedule your showing today and make this charming retreat your new home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$189,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,920 | $151,920 | $151,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $105 | $105 | $105 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,011 | $998 | $1,281 |
Total Monthly Payment | $1,191 | $1,178 | $1,461 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.