18 Debbie Lane, Cross River (Lewisboro), NY, 10518 | $695,000

Perfect as year-round residence or a private weekend retreat, this charming home offers comfortable living in a super convenient location. It is tucked away at the end of tranquil cul-de-sac on a quiet country road and surrounded by nature, yet it is close to the train (6 miles to Katonah MTA Metro North station with direct trains to Grand Central), highway (5 miles to I-684), schools (only 1. 4 miles to John Jay HS) and other everyday conveniences such as stores, medical offices, houses of worship etc. . This well-loved home features 3 bedrooms (all on the same main floor), an open kitchen with stainless steel appliances (all appliances are from 2020), spectacular screened-in porch off the dining room (that makes you feel like you are in a treehouse), family room with fireplace and access to an oversized multi-level deck, private laundry (washer and dryer are from 2021), additional flexible use room on a lower level, and incredible 1. 22 acre property with mature trees and shrubs. A serene private setting at the end of a country road will make you feel a world away from hustle and bustle of urban life, and yet you are a short drive away from Katonah and/or Ridgefield with variety of shopping and dining options. Looking to get outside? Lewisboro town park is just 1 mile down Rt 35 (with town pool, tennis courts, and many events and activities for residents), Ward Pound Ridge Reservation is 3 miles away (largest park in Westchester county with trails that are used for walking, hiking, cross-country skiing and horseback riding), and Wolf Conservation Center is 1. 3 miles away. Looking to get some culture in? Katonah Museum of Art and Caramoor Center for Music are both about 5 miles away! Don't miss on an opportunity to check out this home, and make it yours!

Features

  • Town: Cross River
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Style: Raised Ranch
  • Year Built: 1969
  • Heating: Oil, Baseboard
  • Cooling: Central Air
  • Basement: Finished, Full, Walk-Out Access
  • Approx Sq. Feet: 2,156
  • Acreage: 1.22
  • Est. Taxes: $15,110
  • Lot Desc: Near Public Transit, Cul-De-Sec
  • Elem. School: Increase Miller Elementary School
  • Middle School: John Jay Middle School
  • High School: John Jay High School
  • School District: Katonah-Lewisboro
  • Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Water Purifier Owned
  • MLS#: H6322292
  • Days on Market: 40 days
  • Website: https://www.raveis.com
    /prop/H6322292/18debbielane_crossriver_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Coldwell Banker Realty   Phone: 914-2775000

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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18 Debbie Lane, Cross River (Lewisboro), NY, 10518

$695,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $556,000 $556,000 $556,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.159% 6.276%
Monthly Tax Payment $1,259 $1,259 $1,259
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,699 $3,695 $4,689
Total Monthly Payment $5,050 $5,046 $6,040

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.