Under contract-accepting backup offers. LOCATION is perfectly close to I-4. This HOME is on ONE ACRE LOT and No HOAs or CDDs! This exceptionally maintained property has a lovely OPEN FLOOR PLAN with VAULTED CEILINGS and lots of NATURAL LIGHTING. Welcome to the LARGE KITCHEN with a CLOSET PANTRY and a BREAKFAST BAR open to the DINING ROOM and to the LARGE FAMILY ROOM with VAULTED CEILINGS. The SPLIT BEDROOM PLAN is nice and convenient with the PRIMARY BEDROOM near the OPEN FAMILY ROOM. The Bedroom is quite large and has a WALK-in-CLOSET and ENSUITE with DOUBLE SINKS, WALK-in-SHOWER and LAUNDRY hook up. The other BEDROOMS are also good size with LARGE CLOSETS and share the BATHROOM with TUB, ideally located for every day routines. The Newer DOORS & WINDOWS are DOUBLE PANE and the GAS RANGE add to the ENERGY EFFICIENCY features of this nice home. All the other appliances are electric and have been replaced within the last few years as well. These include the HOT WATER HEATER, REFRIGERATOR, DISHWASHER, MICROWAVE, WASHER & DRYER. This property has a NEWER ROOF, NEW A/C UNIT (4/2024), a TWO CAR PORT on CONCRETE SLAB, TWO SHEDS and very spacious FRONT & BACK DECKS. There is a WELL with a filtration system, FRUIT TREES in the back yard, a FULL RV HOOK UP is EQUIPPED WITH ELECTRIC, SEWER and WATER and a very LARGE OAK TREE in the front yard, which provides excellent shade. This property is a bit of country living but close to all shopping conveniently located south of I-4. The Plant City Airport is close by as well as the Hillsborough County Tax Collector's office. It is also near all other amenities in Plant City, Brandon. Valrico and Lakeland. The RIDING LAWN MOWER, the LONG HOSES and some PATIO FURNITURE stay for the Sellers and Buyers moving convenience and yours for the asking!!!
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,999 | $247,999 | $247,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $79 | $79 | $79 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,547 | $1,507 | $1,960 |
Total Monthly Payment | $1,700 | $1,660 | $2,113 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.