Spacious WATERFRONT HOME offers SAILBOAT ACCESS to Charlotte Harbor and on to the Gulf of Mexico. ***This home offers both CANAL AND HARBOR views! *** Located in desirable deed restricted PUNTA GORDA ISLES. This custom 2 story home features 4 Bedrooms, 3 Bathrooms and attached 2 Car Garage. **This home is move in ready as it is being sold FURNISHED. ** The first floor offers a Great Room with Mexican tile floor, cathedral ceiling, sliding glass doors to the lanai and wood burning fireplace. There is a well equipped Kitchen with island, large dining area, built in desk, built in curio cabinets on either side of the desk to display your finest dishes and collectibles, pantry closet, breakfast bar. Appliances include built in oven, built in microwave, trash compactor, JennAir cooktop/grill in the island, refrigerator and dishwasher. The Inside Laundry Room has a stacked washer and dryer, extra refrigerator and storage closet. The Master Bedroom offers bimini shutters, TWO walk in closets and private bathroom with dual sinks and large walk in shower. There are also two guest bedrooms on the first floor. The first bedroom has wood laminate floors and double built in closet. The second guest bedroom has two single closets and wood laminate floor. This bedroom opens to a bonus room with wood laminate floor. This could also function as an additional (5th) bedroom - no closet. The guest bathroom on this floor has been remodeled and offers a wood vanity with quartz counter and a tub/shower combination. The SECOND floor has a large bedroom with walk in closet and full bathroom. French doors open to a bonus room with fabulous HARBOR VIEWS. A spiral staircase leads to the widow's watch. The third bathroom is on the second floor and offers a wood vanity with quartz, wood laminate flooring and walk in shower. HARBOR VIEWS from the bonus room and the widow's watch! On a clear day you have a FULL HARBOR VIEW and more! The sellers have been able to see Boca Grande from the widow's watch! On the first floor your living space extends to the screened lanai (3 concrete walls with screening) with heated inground swimming pool, inground spa connected to the pool, cool deck with plenty of space for sunbathing, outdoor shower and covered area. Continue on to the waterfront with 80 foot concrete seawall (maintained by the city of Punta Gorda) and 30 foot concrete dock. Other features include: metal roof, rain gutters, circular driveway, double door entry, hurricane shutters, impact glass, concrete curbing, screened front entry, screened front porch. ** 3 A/C units are 3 years old ** Ponce de Leon Park is just down the street. Historic downtown Punta Gorda and Fishermen's Village are only 10 minutes away. They offer shopping, dining, waterfront parks, art galleries, events, weekend farmers markets, walking and biking paths, Charlotte Harbor Event Center This is a fabulous home in a wonderful community!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $984,000 | $984,000 | $984,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $1,192 | $1,192 | $1,192 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,301 | $6,301 | $8,639 |
Total Monthly Payment | $7,618 | $7,618 | $9,956 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.